Understand your business. Then improve it.

Know your business.
Grow with confidence.

You know what you sold today. But is the business actually making money? Why does cash always run short before month end? Most owners have never had a clear answer — so we built two ways to get one.

Free · Confidential · No accounting knowledge needed · About 10 minutes · App on Android, iOS coming

Sound familiar?

Three questions most owners can't answer

01

"Where does the cash keep going?"

Sales were fine. The account still empties before month end, and you're never quite sure which part of the business swallowed it.

02

"Am I actually making money?"

Money comes in every day. Whether what's left after stock, rent, transport and your own pay counts as profit is a different question.

03

"What should I fix first?"

There are ten things you could change this month. Nobody has told you which one actually matters most right now.

Two ways in

Start wherever you are

Some owners need to know where they stand before anything else. Others already know, and just need to run the place properly. Both are fine starting points.

Start here if

"I don't really know where my business stands."

The Business Health Check turns what you already know about your business into an honest diagnosis — no accounting knowledge, no documents to dig out.

  • A single health score you can track over time
  • A breakdown across cash flow, profit, customers and risk
  • A ranked list of what to fix first, second, and leave alone
Take the Health Check

Free · About 10 minutes · Your answers stay private

Start here if

"I know I need to run this properly."

The Monyvo app replaces the paper ledger and the WhatsApp bookkeeping with records that actually add up — and tell you something.

  • Sales, expenses, customers and orders in one place
  • What each job really made, after the costs you tagged to it
  • Proper invoices, and a short list of what needs doing today
See plans

Free plan, always · No card needed · Android now, iOS coming

72
out of 100
Healthy, with room to improve
Sample · retail, Lagos
Cash flow stabilityWatch
Profit marginStrong
Customer concentrationAt risk
A new way to think about your business

Business health is a number.
Now you can know yours.

You know your credit score. You'd get a check-up before a problem became serious. Your business deserves the same — one honest number, and the reasons behind it.

The report doesn't flatter you. It says which parts are strong, which need watching, and which are genuinely at risk — then tells you what to do first.

Who it's for

Built for businesses like yours

Not for accountants. For the person who opens up in the morning and closes at night.

Retail & shops
Restaurants & food
Market trading
Tailoring & fashion
Beauty & salons
Small manufacturing
How Monyvo works

A simple path from confusion to confidence

Not a list of features. A journey every business can follow.

1

Understand

An honest picture of how cash moves, what you really earn, and who the business depends on.

2

Assess

A short, plain-language check turns that into a score, a breakdown, and specific recommendations.

3

Track

The app keeps the picture current, so you know whether things are actually improving.

4

Improve

Work through what to fix first, what to fix next, and what to leave alone for now.

5

Grow

Steadier cash, healthier margins, better decisions — understanding compounding into growth.

The app

What it actually does, day to day

Your report is the diagnosis. This is how the business gets run afterwards.

Record a sale in seconds

Type it, speak it, photograph the receipt, or paste it in — and let Monyvo turn it into a proper record.

See what each job made

Per-order profit after the costs you tagged to it, so the busy customer who never quite pays off stops hiding.

Send a real invoice

A branded PDF with your logo instead of a text message — same two taps, very different impression.

Know what today needs

Every morning, a short list: orders to chase, expenses to log, customers who've gone quiet.

Simple pricing
Freealways, no card
Pro $3per month
Teams $9.99per month
Enterprisecustom
Compare all plans

One plan covers your whole business, not each phone. Prices shown in US dollars; Google Play charges the equivalent in your local currency.

Before you start

Straight answers

Is the Business Health Check really free?+
Yes — free, no card, and the report is yours to keep. It takes about ten minutes and needs no accounting knowledge. We make money from the app, not from the check.
What does the app cost?+
There's a free plan with no time limit — it isn't a trial. Pro is $3 a month and Teams $9.99 a month if you outgrow it, and one subscription covers your whole business rather than each phone. Compare the plans.
Is my business information private?+
Your answers and your records are confidential and are never sold or shared with competitors. You can export your whole business to spreadsheets at any time, on any plan — your records stay yours.
Is there an iPhone app?+
Not yet — Monyvo is on Android today and iOS is in progress. The Business Health Check works in any browser, on any phone, and your results carry over when the iOS app arrives.
Start today

Stop guessing. Know your number.

Take the free Business Health Check to see exactly where your business stands — or go straight to the app and start running it properly.